Obesity surgery payment options

Weight loss surgery is currently not covered by private medical insurance. This means you will need to pay directly for your weight loss operation. You can pay by cash, cheque or credit card before your obesity treatment.

Or you can apply for the BMI Card, our own medical credit card, to help you spread the cost of your weight loss surgery in affordable monthly instalments. The BMI Card offers six month's 0% finance, subject to terms and conditions. Full details for the BMI Card are outlined below.

Helping you manage the cost of private medical care with the BMI Card

The BMI Card is a unique credit card that allows you to spread the cost of health care, allowing you or your family to benefit from treatment at your chosen BMI hospital at a time convenient to you.

Designed to meet your needs

If you need an operation but do not have private medical insurance, most BMI hospitals offer a Self Pay Surgery scheme that will include the consultant surgeon and anaesthetist fees. If the consultants charge separately, these amounts may be debited to your BMI Card account, by prior arrangement with your chosen BMI hospital.

If you have private medical insurance, the BMI Card will allow you to manage the costs of treatment not covered by your insurance, which might be, for example, health screening, maternity care or cosmetic surgery.

Six-months' interest-free credit and attractive interest rate

BMI Card is a credit facility offered by BMI Healthcare Limited, 66 Chiltern St London W1U 6GH. Credit is offered for an initial period of six months on an interest free basis and thereafter at a typical APR of 9.9%. A minimum payment is required each month from the start of the loan equivalent to 5% of the outstanding balance or £25 whichever is the greater, or the outstanding balance shown on the statement if it is less than £25.

Choice of credit limit

You may choose your credit limit up to a maximum of £12,000. This facility is limited to applicants aged 18 years or over and living in England, Wales or Scotland, and is subject to normal credit checking procedures and our conditions below.

With your permission, we will contact your bank or building society, which must be inside the European union, for a reference and to confirm your name and address. BMI Healthcare reserves the right to refuse any application at its absolute discretion.

No annual charge

The BMI Card has no annual charge or membership fee.

Your security

The Credit Agreement is regulated by the Consumer Credit Act 1974. A written quotation is obtainable on request.

How to apply

To apply for your BMI Card, simply complete the Credit Agreement and bank/building society reference form, and return them to: BMI Card Department, PO Box 4254, London W1A 6SS.

We normally need 2 - 3 weeks to process an application, but please allow postage time in addition.

BMI hospitals across the UK

BMI Healthcare is one of Britain's leading providers of independent health care with nearly 50 hospitals serving the needs of local communities. Committed to providing a consistent, high quality service, BMI hospitals have built an enviable reputation for providing excellent medical and surgical facilities supported by state-of-the-art equipment and a high standard of nursing care, offering patients a comprehensive choice of health care services.

If you wish to apply for a BMI Card you must read the terms and conditions before you download the application form.

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Download a BMI Card application form

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